5 ways to indulge yourself without feeling guilty


    What do you want

    Come on admit it. There must be something.

    Something you really want. Something you could theoretically buy at some point, but probably shouldn’t. At least not yet. Because it’s probably just a little too expensive, isn’t it?

    What’s your next splurge? Is it a pair of shoes? A pocket? A telephone? A bottle of really good wine? A bathroom renovation? A muscle car?

    Whatever it is, we have five suggestions on how to make up the difference in your wallet:

    1. Receive $ 50 in gift cards just for grocery shopping

    We bet $ 50 would make a difference to your next luxury, right? Well, a free app called Fetch Rewards rewards you with gift cards just for buying toilet paper and 250+ other items in the grocery store. Right now, it’s even offering shoppers a $ 10 gift card when they spend $ 30 on dozens of Unilever products at the grocery store. You can do this five times, or up to $ 50.

    Here’s how it works: After you’ve downloaded the app, simply look for products that are marked with the Unilever “U”. Then take a photo of your receipt showing that you purchased an item from one of the participating brands. For your efforts, you will receive gift cards for places like Amazon or Walmart.

    You can download the free Fetch Rewards app here for free gift cards. Over a million people already have it, so they have to be into something.

    2. Make a small savings account just for the wallet

    That way, you can continually save money for your guilty pleasure, your true heart’s desire. Create a category just for splurges and let it build up over time.

    Maybe you’re just looking for a place to safely stash your money – and still make money. Nothing will help you under your mattress or in a safe. And a typical savings account isn’t going to do you much better. (Ahem, 0.05% is nothing these days.)

    But with a debit card called Aspiration, you can earn up to 5% cashback and up to 16 times the average interest on the money in your account.

    Not too shabby!

    Enter your email address here to receive a free Aspiration Spend and Save account. After you’ve verified your email, securely link your bank account so they can help you get extra money. Their money is FDIC insured and they use military grade encryption which is nerd talk for “this is perfectly safe”.

    3. How to Hit a $ 25,000 Jackpot Just To Save Your Own Money

    Here’s another way to look at saving for a big buck: when you combine the excitement of potentially swimming in money like Scrooge McDuck with your seriousness about saving, you get a PrizePool bank account.

    So how does PrizePool work exactly? When you download the free app, you connect your existing bank account and make a deposit. It uses Plaid, a Visa company, to make sure your information is safe and secure.

    Here’s the fun part: every day, the prize pool gives you a ticket for every dollar you have in your account. So if you have $ 100 in your account every day in October, you have 3,100 tickets.

    Then PrizePool will include your tickets in its monthly drawing on the first of each month. (The more tickets you have, the better your chances of winning!)

    You can win any amount – from $ 2 to $ 25,000. A total of US $ 50,000 in cash prizes will be raffled. Everyone. Single. Month.

    Unlike the Powerball tickets, where you keep trying your luck, there are no buy-ins or fees. If you are 18 or older and live in the United States, this is just a safe place to potentially grow your money for free. If you download the app and make a deposit today, you can instantly increase your chances of winning this month’s $ 25,000 grand prize.

    4. Make sure that you are not overpaying for anything else

    To get closer to your luxury, it is best not to overpay for another purchase – no matter what it is.

    Wouldn’t it be nice if you received a notification while shopping online at Target and paid too much? This is exactly what this free service does.

    Just add it to your browser for free, and before you check out, it will check other sites including Walmart, eBay, and others to see if your item is on sale for a cheaper price. You can also get coupon codes, set up price drop notifications, and even see the item’s price history.

    For example, let’s say you buy a new TV and assume you’ve found the best price. Here you will get a pop-up letting you know whether this particular TV is available for less elsewhere. If coupon codes are available, these will also be automatically applied to your order.

    Last year, this saved people $ 160 million.

    You can get started with just a few clicks to see if you are overpaying online.

    5. Get $ 540 / year off your auto insurance in minutes

    Speaking of overpaying, when was the last time you checked car insurance prices? Paying less for such mandatory bills will bring you closer to your luxury.

    You should buy your options every six months or so – this could save you quite a bit of money. But let’s be honest. It probably isn’t the first thing you think about when you wake up. But it doesn’t have to be.

    A website called Insure makes it super easy to compare car insurance prices. All you have to do is enter your zip code and age and you’ll see your options – and even discounts in your area.

    With Insure, people saved an average of $ 540 per year.

    Yup. That could be $ 500 in your pocket just to take a few minutes to consider your options.

    Come on what’s your next splurge?

    What do you want

    There must be something. Whatever it is, following these five tips will get you closer.

    Mike Brassfield ([email protected]) is a senior writer at The Penny Hoarder. He desires.


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