6 Insanely Easy Ways To Save Money In 2022


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    The year 2022 is getting closer and closer and with it your annual phase called “New Year, New You”. Usually, people decide to do more exercise, organize themselves, quit smoking, or learn a new hobby. While some people stick with their plans, most efforts to keep New Year’s resolutions fail, and we have tons of hilarious and relatable memes.

    Aside from failed attempts, your new year resolution may have chosen to save money in 2022. Maybe you want to have a fantastic vacation abroad, finally remodel your interiors, or maybe amass savings for a rainy day – no matter your goal, you should start putting money aside.

    While it may seem easy in theory, with all of the daily and unexpected expenses, saving up can be a challenge. Fortunately, there are many strategies you can use to save money, whether it be shopping, staying on a budget, cooking your lunch for work, or reconsidering your subscriptions. This can save you a pretty penny on your plans. Read our article for more tips on saving money.

    Compare the prices

    Lots of people don’t, but it’s important to compare prices for the same items in all stores. In some cases, you may find that a particular item is much cheaper at a store a few blocks from your home. Hence, you should visit the price comparison websites or download shopping apps on your phone to see if some items have discounts or special offers.

    Another great way to compare prices is to use a spreadsheet. Make a list of all the things you want to buy and compile the prices and discounts for each item. That way, you can quickly see which store has the lowest price for each product.

    The internet is full of online stores and services that sell almost anything. Additionally, some of the companies including Best Buy, Bed Bath & Beyond, and nangwizard offer to match their competitors’ prices when they are lower.

    How about a budget?

    If you are struggling to save money on a weekly basis, consider setting a budget for yourself. Once set up, you can see how much money is in your account at any given time – so there are no nasty surprises or excessive spending on impulse purchases.

    To create a proper budget, first identify your income and expenses. Then put money to save and allocate funds to each expense category (e.g. rent / mortgage, grocery / grocery, transportation / gas, etc.). This way you can keep track of how much money you have left after paying your bills and how much exactly each category costs per month.

    Cancel unwanted subscriptions

    If you have a subscription to a service, you will be automatically billed each month. Sometimes you may find that you no longer need this service, or it was a mistake to sign up for it at all. Canceling your subscriptions can save you a lot of money. It can be as easy as canceling magazines or newspapers that you no longer want to read, or as difficult as ending your cable subscription (depending on how much you like television).

    Use coupons and vouchers

    Coupons can significantly lower the price of your purchase while also allowing you to buy the things you like. Coupons can be found in the newspaper or online and can be used when shopping. Also, remember to buy things in bulk – it may not always be necessary and it may seem like a waste to keep them at home, but buying items in bulk from time to time is a great way to make money on groceries to save. It’s also handy when you want to cook up large quantities of a meal (remember to cook a dinner for the whole family).

    Cook your own meals

    Whether you want to save money, eat healthier, or both, cooking your own food is a great way to save money. You don’t have to pay for expensive «fast food» and most importantly, you control what goes into your food.

    Cooking your own meals not only saves you money, it can also help you lose weight. One great thing about home cooking is that you are fully responsible for how healthy the foods you eat are. You can also try new recipes that can make your food even more delicious.

    Don’t buy anything on impulse

    Impulse buying is one of the biggest sources of wasted money. When you shop impulsively and without thinking, you may be buying things that you don’t need – or that you don’t even like after taking away.

    In order to avoid spontaneous purchases, think about the purchase beforehand. Ask yourself why you really want something and whether you really need it. Write down a list of the things you need and don’t cross anything off until you’re absolutely sure you need it.


    Saving money isn’t difficult, but it can take some time to get used to. If you stick to it, your efforts will soon pay off and you can save for your future purchases. Failing to hit a budget or spending too much on subscriptions is one of the biggest mistakes people make when trying to save. Avoid these mistakes and start saving money in no time.

    Disclaimer: MoneyMagpie is not a licensed financial advisor, and therefore the information contained herein, including any opinions, comments, suggestions or strategies, is for information, entertainment or educational purposes only. This should not be viewed as financial advice. Anyone considering investing should do their own due diligence.

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