It is strange how you work hard for your money but miss the money that is hiding in public. It’s all around you now, ripe for inclusion.
Check out these simple steps you can take within the next hour that could make you hundreds – even thousands – of dollars richer, either by cutting expenses or by putting extra income in your pockets.
Take a quick look at the list below; There is bound to be something here that will pay off for you.
To be clear, these are ideas that you can get to know within an hour that can make you richer, although not all of them appear in your bottom line within an hour.
1. Earn $ 440 by cutting the cost of your auto insurance
You hate buying car insurance, don’t you? Well, you know what, your insurance company knows. This is why they can increase your rates year after year knowing you don’t have to bother calling them.
But now you can easily find a better deal. You can have The Zebra, an insurance comparison site, find deals from top companies in minutes.
According to The Zebra, the average savings are $ 440 per year. So if you’re ready to start saving money seriously, get started now. All you have to do is give them some information about you and your car and you’re good to go.
You can do it during commercial breaks! Click here and have a look. Who knows? You could end up hundreds richer.
2. Withdraw more than $ 250 from your home insurance
What did we just tell you about your auto insurance? Ditto for home insurance. While there are many ways you can save, the best way is to do what the insurance companies pray you don’t: shop.
And as with your auto policies, your homeowners can now shop quickly and easily. Do it and within minutes you are guaranteed to win two ways. Either you will find that you can save hundreds or you will find with peace of mind that you are already getting the best deal possible.
Here are two great comparison tools:
Lemonade was voted America’s Most Popular Insurance Company by Forbes, JD Power, and others. It’s only online and uses artificial intelligence to give you quick quotes. Just answer a few simple questions, and he’ll do the rest.
If Lemonade isn’t available in your state, try PolicyGenius. Same deal: you give them some information, they come back with quick quotes.
3. Earn up to $ 200 monthly watching videos
Ever heard of research companies paying you to use products or watch shows? These are inbox dollars.
All you have to do is watch videos and TV content from your computer or smartphone. It could be anything from a cooking demo to a clip of the hottest new sitcom. You watch a clip, answer a few quick questions about it, and get paid. They say they have paid over $ 80 million in rewards to members since 2000.
Sounds too good to be true? It is real. Of course, this won’t get you rich, but you can pick up some green with little effort. Do it while you are sitting on the couch and hanging out.
It takes less than a minute to sign up and they start with a $ 5 bonus to get you started.
4. Earn 16 times more with your savings
What if you could earn 10 times your insured savings balance without any effort? This is free money.
What if you could get up to 5% cashback using your debit card? It’s like putting everything up for sale.
The nationwide average interest rate for savings accounts is currently 0.06%. That said, if you have $ 10,000 in the bank, you make $ 6 a year. This is nothing. But if you could earn 1% instead, that would be $ 100 a year. That’s something, especially when you consider that it’s still in an insured savings account.
How you do that? Easy. Aspiration, an FDIC-insured online bank that allows you to earn up to 5% cashback on purchases and up to 1% on your savings.
This is free money folks.
Would you like to see what it looks like? Just click here and link your bank account to see how much extra cash you can get with a free aspiration insured account.
5. Leave the family a million
Not everyone needs life insurance. When your kids are grown up and you have a nice fat bank account, it really isn’t necessary.
But if your family is having a hard time getting along without you, life insurance is definitely something to consider. Just don’t overpay for it by buying the wrong variety or buying from a hired salesman.
The right type of life insurance for most people is the term, and the right place to buy it is a company called Bestow. youApply online with no medical exams or paperwork. You goet an offer in seconds and reporting in minutes. And the best part about it? Plans start at just $ 10 per month, and you can get coverage from $ 50,000 to $ 1.5 million.
Two birds with one stone: You look after your family at the lowest possible price and you gain security.
If you’re under 60, why not at least give it a try? Just click here for a free quote from Bestow.
6. Make a million in the stock market
About 20 years ago, Money Talks News founder Stacy Johnson invested $ 1,500 in Apple stock. He’s sold a lot of it over the years, but what’s left is worth more than $ 500,000!
Of course, not every stock you choose is a home run. But you can’t get a hit from the shelter.
Everyone should have at least some money in the stock market, and that’s easier than ever thanks to apps like Stash. Stash lets you shop into businesses for as little as $ 5.
Companies like Apple, Google, Facebook and Microsoft make a lot of money with you. Isn’t it time you started making some money?
It takes two minutes to sign up on Stash and you even get a $ 5 bonus once you’ve deposited $ 5 into your account. That’s a 100 percent return on your money on day one!
7. Keep thousands in your pocket with better credit
As with divorce and car leasing, some things are easier to get in than to leave. Do you know what else is there? Bad credit. Easy to get, hard to get rid of.
But if you’re borrowing now, or ever planning to do it, it could be one of the best paying moves you will ever take.
Take mortgages, for example. Apply for one with a credit score of 640 and at this point you will get a rate of around 4.2%.
Show up with a 760+ credit score and you’ll only pay 2.6%.
Not a big deal, is it? Not correct.
Over the course of a 30-year $ 300,000 mortgage, this lower rate will save you about $ 96,000 in interest! That’s enough to get your kids off to college or help you retire a year early.
So how do you get better credit? There are many things you can do, but a great place to start is with a free website called Credit Sesame. Sign up and in no time you will see your creditworthiness, accounts, and personal advice on what to do to increase that score.
In less than two minutes you can get your free credit score. What are you waiting for?
- Help with debt: Click here to discover reputable, nonprofit credit counselors.
- Budget support: Click here for our most popular budgeting app.
- Lower your monthly bills: Click here to find a negotiator.
- Cancel unwanted subscriptions: Click here for a service that will help you eliminate the fat from your expenses.
These are just a few ways to gain something with little to no pain, but we spend all day finding more. Want more free ideas to help you get richer? Click here and we’ll send you some every day! (And when we say, “Get richer,” we’re not kidding … our subscribers report that they saved an average of $ 991.20. That’s probably why we have over a million of them!)
Disclosure: The information you read here is always objective. However, sometimes we get compensation for clicking links in our stories.