Credit card debt relief for a fresh start


    NDR LHendricks Nov21 010
    «On a month-to-month basis, I didn’t take on any more debt and in terms of time, it should be paid off in four years.»
    Lindsay, single working mom

    77% of American households have at least some type of debt, and paying it back can feel overwhelming. Or even seem impossible. Credit card debt is particularly difficult to manage because if you don’t pay off your credit card in full, you’ll have to pay interest every month on top of the balance.

    What is credit card debt forgiveness?

    Credit card debt relief is when a company negotiates on your behalf with each creditor to reduce the amount you owe. In return, you agree to make an immediate lump sum payment to pay off the debt. Don’t be surprised if you save 50% or sometimes even more.

    While not the only option, credit card debt relief is an excellent choice to pay off your debt in as little as 24 to 48 months. Before deciding that debt relief was right for her, Lindsay considered bankruptcy and minimum payments. But according to her, «If I paid even the minimum amount on my credit cards, it would take me 15 years to pay it off. And if I had filed for bankruptcy, it would have stayed on my file for 7 years.”

    When Lindsay called National Debt Relief, she said, «I got paychecks and the paycheck was gone and there was nothing left. I got stuck. As a single mother, I wanted to be able to take care of my children. I just didn’t see a solution.»

    How Does Credit Card Debt Relief Work?

    Instead of paying your creditors, you make a monthly payment into an FDIC-insured dedicated savings account in your name. As funds build up over time, a specialist will begin negotiating debt settlements on your behalf to reduce your credit card bills to a fraction of your debt. When your accounts are paid off, they will show up as a zero balance in your credit score.

    According to Lindsay, «Every month you’re paying less or the same amount as usual, but it’s going towards something that has an end date. Every month I didn’t pay my credit cards, it was just compound interest. National Debt Relief has no upfront costs. You call, they work with you, and then you have your plan.”

    How has credit card debt relief helped Lindsay?


    In Lindsay’s situation, a National Debt Relief specialist worked with each of her creditors who were included in the plan to negotiate down the $25,000 she owed — making her monthly payments more affordable and manageable. After going through all of her credit card accounts, she was back on the road to financial health.

    She says, «When I looked at the cost of debt relief, I actually ended up wanting to save money. From a monthly perspective, I took on no more debt. Timing wise, it should pay for itself in four years.”

    Lindsay is one of hundreds of thousands of National Debt Relief clients who have paid off their debts, regained control of their finances and moved forward with the rest of their lives. You can also.

    “Because of the debt forgiveness, I have financial freedom. It’s so encouraging and I look forward to starting the next phase of my life.»


    Here’s how debt relief can help you

    National Debt Relief will work with you to determine if debt relief is right for you. Since 2009, we’ve helped more than 450,000 Americans pay off their debt and live well. When you join our program, our debt relief specialists create a customized financial plan to reduce your balances and help you pay off – and we don’t stop there. To enable long-term financial success, we also provide you with the knowledge and skills you need to build a stable future. With our support, you can achieve true financial independence and a fresh start sooner than you ever thought possible.

    Want to learn more about credit card debt relief? National Debt Relief specialists are here to help. Get a free, no-obligation consultation today to see how quickly you can become debt-free.

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