Cut those 5 bills off and save $ 2,579

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    Bills, bills, bills. They never seem to end, do they? You’re taking more from your account every month before you even notice it.

    You can’t completely escape them (wouldn’t that be great?), But you can can keep them from being so damn painful every month. All you have to do is end your loyalty to some of the companies you currently use for monthly bills and fees.

    Trust us, you will not miss you. And you definitely won’t miss them – especially when you discover how much money you’re unnecessarily throwing away each month.

    1. Your credit card bill: Let this company pay you for you

    If you’re reading this, there is a 50% chance you have credit card debt – nearly half of the US adults. And if you don’t pay it off every month, you’re putting unnecessary – and terribly high – interest payments on your bank account.

    And the truth is, your credit card company doesn’t care. It only gets rich by ripping you off at high interest rates – some up to a whopping 36%!

    but a website called Pay off could help you settle this bill tomorrow.

    This is how it works: Payoff can assign you a low-interest loan with which you can pay off any credit card balance. The advantage? You only have one bill to pay each month, and because the interest rate is so much lower, you can get out of debt so much faster. Also, there is no credit card payment this month.

    If your credit score is 600 or more, Payoff can help you borrow $ 5,000 to $ 40,000 at fixed rates starting at 5.99%.

    Payoff won’t make you stand in line or call a bank. And if you are concerned that you will not qualify, you can check it out online for free. It only takes a few minutes and you can save thousands of dollars – and increase your FICO score by up to 40 points. It’s totally worth it.

    All of that credit card debt – and the fear that comes with it – could be over by tomorrow.

    (Payoff operates in all states except Massachusetts, Mississippi, Nebraska, and Nevada.)

    2. Your car insurance bill: save $ 500

    If you could save $ 500 a year in less time than brushing your teeth, wouldn’t you?

    This is exactly what a website is called Protected can help you with that.

    No matter where you live, what your credit score is or what type of insurance coverage you need, Pretected’s intelligent matching technology can match you with the right insurance provider – and make sure you don’t waste money every month.

    It only takes two minutes to answer a few questions and Pretected will show you the insurance companies that will best suit you. And don’t worry – Pretected uses the most advanced data security and encryption technology to keep all of your data safe.

    The website is free to use and you can even save up to an additional 20% if you add another vehicle to your policy. That’s a decent piece of money to put back in your pocket!

    More than 10 million Americans have used Pretected smart matching technology to find affordable auto insurance. Start here to see how much money you can save.

    3. Your bank account: Skip the $ 15 monthly fees

    The monthly fee your bank charges you is a huge burden. Mainly because some banks charge fees if you haven’t saved enough money. We are the people who need that $ 15 the most!

    If you’re just looking for somewhere to keep it safe and still make money, a fancy account is not required. Nothing will help you under your mattress or in a safe. And a typical savings account isn’t going to do you much better. (Ahem, 0.06% is nothing these days.)

    But with a debit card called Aspiration, you can earn up to 5% cashback and up to 16 times the average interest on the money in your account.

    Not too shabby!

    Enter your email address here to receive a free Aspiration Spend and Save account. After you’ve verified your email, securely link your bank account so they can help you get extra money.

    Their money is FDIC insured and they use military grade encryption which is nerd talk for “this is perfectly safe”.

    4. Give your family a million dollars without getting ripped off

    Have you ever thought about how your family would do without your income in your absence? How are they going to pay the bills? Send the kids through school? Now is a good time to start planning for the future with term life insurance.

    You’re probably thinking: I don’t have the time or money for that. However, your application can take minutes – and you could leave your family up to $ 1 million with a company called Bestow.

    Prices start at just $ 16 per month. Knowing that your family is being cared for is priceless.

    If you’re under 54 and want a quick quote on life insurance without a medical exam or even getting up from the couch, get a free quote from Bestow.

    5. Find out if you are overpaying for homeowners insurance

    If you’re a homeowner, you probably have home insurance, but you hardly think about it. That’s good – it means you don’t need it. But it also means you don’t know if you will be overcharged for this.

    It’s easy to find out, however. To see if you are overpaying for your policy, read here a website called SmartFinancial .It’s a digital marketplace where you can get quotes and compare prices to make sure you’re getting the best price.

    Homeowners can save hundreds of dollars by switching home insurance this way.

    It only takes two minutes to get quotes from multiple insurers so you can see all of your options side by side. Start here.

    Kari Faber is a writer for The Penny Hoarder.


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