This is Journal Club 7/30/21! I stop every week JOURNAL CLUB. After filtering the articles on the web, I present some that have had an impact on my life this week. Be safe and stay healthy!
- If you’re a homeowner, you probably know there is so much. Buying a home has mixed feelings about it; Excitement, confusion, stress, all at the same time. Additionally, thinking about saving money on closing costs can be overwhelming to say the least. But did you know that many of the loan terms are negotiable so you can put your hard earned money to better use instead of throwing it away when you close? Would you like to know how you can save thousands of dollars on graduation? Check out this article This will save you $ 8,000 in closing costs when buying a home from Love success and the sock drawer.
- If you often debate whether it makes more sense to rent or buy, let me tell you that you are not alone. Knight Kiplinger of Kiplinger’s Personal Finance once said: “Rent is often less. The annual cost of owning a property, be it a house or a condominium, is usually higher than the after-tax rental cost. ”In the article, Is it Better to Rent or Buy?, JD Roth, the author of Getting rich slowly, evaluates the purchase or rental decision from a financial point of view.
- When looking to buy something big, do you feel a little anxious and wonder if it’s going to go on sale anytime soon? Well, it’s a natural feeling, and it’s even more common when buying a house or other property. It is much more difficult to speculate when the housing bubble is about to burst, or to predict a market crash. Don’t worry, the author of Five years of fire escape has a process of dealing with the ups and downs of the real estate market and can teach you a thing or two on how to stop the stress in the market. Read the article, Are we facing a crash in the real estate market? to understand past and future market trends.
- Worrying about saving too much for college stopping you from starting a 529 plan? Let’s be honest; Predicting what your children’s college spending will be in ten years or more is a tough task. But this is where the college compact comes in. The author of Chief Mom Officer talks about the benefits of opening a 529 for your kids’ college education and discusses legitimate ways to avoid paying fines or taxes on the unused money in the article, Saving Too Much For College On A 529 – Now What??
That’s it guys. Hope you enjoyed the Journal Club this week.
Are you reading anything interesting this week? Please don’t hesitate to share them in the comments below!
Thanks for reading and sharing!