Much of our life now takes place online. Lots of people use online banking, most of us have bought something online before and the number of people working from home has increased tremendously due to the pandemic.
Though having everything in hand can be useful, quick, and easy. Unfortunately, fraudsters take advantage of our virtual worlds. They find new ways to trick us and take our personal information and money.
Hackers and fraudsters can carry out cyberattacks by targeting individuals and businesses with email and website fraud, as well as malware. Malware is software that can allow hackers to break into your device. This means that hackers can access private information and bank accounts.
The National Cyber Security Center created Cyber Aware; Six Steps You Can Take to Protecting Your Money, Your Business and Staying Safe Online.
Step 1: Use a strong and separate password for your email
If hackers can access your email, they can use it to access other accounts and websites. You will also be able to learn personal information that may have been sent to you via email. For example, if you email you a utility bill or rental agreement, hackers have access to your address and phone numbers, making it easier for them to steal your identity for their own benefit.
Step 2: create strong passwords using three random words
Cyber Aware suggests creating a password made up of three different words. This will make your password stronger but still easy to remember. It is also recommended that you do the same for important accounts like online banking apps to keep them safe.
Make sure the words you are using are completely random so they are much less likely to be guessed. For example, the use of your first, middle, and last name is easy to guess. Likewise, using the names of your three house cats would not be an appropriate choice.
Use a password that contains a whole range of characters, capital letters, numbers and ideally odd characters like?,!, @ Or & to fool the scammers.
Step 3: Save your passwords in your browser
Saving your passwords not only allows you to log into websites even if you forget your password, but it is much more secure than using weak or duplicate passwords. Saving passwords in browsers like Google Chrome or Microsoft Edge can also protect you from certain types of cybercrime. These types of crime include fake websites that may ask you to provide personal information.
Make sure to protect these passwords in case your device is lost or stolen. There are a few ways to do this. Turn off your device or lock it when not in use. Use a password to protect your device when you log in as it is extremely beneficial and provides an extra layer of protection. Even if your device supports fingerprint or face recognition, this is an even better way to protect your device and passwords.
Step 4: use two-factor authentication
Two-factor authentication is an easy way to add an extra layer of security to your accounts that contain your personal information. This is especially useful for online banking, social media, and your email account.
It does this by asking you to prove your identity. Many websites will ask you to provide a phone number and they will send you a code to enter if you try to access an account from a new device or location. This will ensure that you are trying to access your account and not someone else.
Step 5: update your devices
Software and apps that are out of date can be weak and easier to hack. Whenever your devices need an update, take the time to update everything to protect yourself.
Some devices automatically update new software, and some apps update themselves. This is beneficial because you don’t have to remind yourself each time. However, some devices require manual updates.
Step 6: back up your data
Finally, it’s important to always back up photos, documents, and other important files. You can also back up your data on another device, e.g. B. on a portable hard drive or a USB stick. Disconnect the device when not in use. In addition, the use of cloud storage is popular these days. Cloud storage in online storage.
As with updates, you can automatically back up your device regularly to ensure you always have an up-to-date copy of your data.
We encourage you to follow these crucial steps and make sure you stay safe online. Protecting your personal and financial information is essential in today’s online world.
The National Cyber Security Center website is a great place to read all about Cyber Aware and the latest tips and tricks to keep your online security safe. Also, learn all about other ways to stay safe online, such as: B. How to avoid phishing scams and shop online safely.
Trust us, you will thank yourself for protecting your data in every way possible!