At Mint, we understand the importance of setting goals in order to work towards financial freedom. By setting goals, you can improve your financial habits, track your progress, and make sure you are celebrating profits along the way.
To celebrate and recognize these milestones and achievements, we asked real mints like you to share your stories. We are impressed with the dedication and motivation you have shown us to work towards your goals and dreams.
One of those Minters is Marcus, who shared with us how he uses Mint to make sure he always makes progress on his financial journey. Check out his inspiring # EmpowerMint story:
As crazy as it may seem, I’ve been an auditor for 15 years, working as a data and financial analyst. Nevertheless, I made the mistake early on of not defining my financial goals. I would compare it to getting in a car and accelerating from 0 to 60 mph with no idea where you are going. With no goals set, I had no idea what I was trying to achieve on my financial journey.
I quickly realized that I needed to sit down and take the time to set goals to pursue. After setting my financial goal of building a strong $ 2,000 emergency fund, I knew I had to find a way to budget my finances that was easy but held me accountable.
That’s when I came across the Mint app. In the beginning I used the budgeting tool to keep track of my expenses. This included all of my home, food and meal expenses, and even some of my small business business services. I have used and continue to use the budget feature to keep track of items such as my auto insurance, gasoline and fuel bills, and phone bills, among other things. Using a combination of the Mint app and the 50/30/20 budgeting rule, I’ve made sure that Mint is regularly checked to make sure I’m on the right track with my budgets. It also helped that the budget categories are easy to read and that I don’t have to spend too much.
Over the past year, like many others, I have gained a better understanding of the importance of saving up for unexpected events. Despite the challenges the year brought, I am proud to say that I met my emergency fund goal of $ 2,000. I now have a pillow that I can fall back on in an emergency. In addition, I have gained a precise understanding of where my money is coming from and where it is going. I use the Net Worth feature to make sure I’m pursuing my next goal: financial independence (25x my annual expenses) within the next 5 years.
Today, Mint not only helps keep me in the loop to meet my goals, it also helps me catch unexpected expenses. For example, it recently notified me of an unexpected spike in my bills that became my auto insurance policy this month, which I wouldn’t have noticed if Mint hadn’t alerted me.
Mint is easy to use and the only budgeting app I’ve ever used. I love the feeling of ticking off my goals one by one.
Annemarie Belda (12 posts)
Annemarie Belda is the senior marketing manager for Intuit’s financial health platforms Mint and Turbo. She is passionate about helping readers achieve their financial goals from opening a savings account to achieving financial freedom.