When you drive the open roads and major highways of the Lone Star State, you want to get the best auto insurance possible. But finding the best policy can be a daunting task, so we did the job for you.
Check out our ranking of the best auto insurance companies in Texas below based on factors such as customer satisfaction, ease of use, coverage offered, and discounts available.
If you are looking for the cheapest car insurance, take a look at NerdWallet’s rate analysis .
Great auto insurance offers high quality insurance coverage and discounts while offering strong customer service and high levels of satisfaction. NerdWallet looked at 30 auto insurers in Texas to narrow down the best options.
Below are the best auto insurances in Texas. Amica and Texas Farm Bureau came out on top, but we’ve included a total of 10 auto insurers with a NerdWallet star rating of 4.5 or higher.
Amica’s high level of customer satisfaction and insurance offerings make it one of the top auto insurance companies in Texas. The company was ranked among the best companies in a 2021 JD Power US Insurance Shopping Study, and Amica has fewer than expected number of complaints with state regulators. You can take advantage of the numerous auto insurance discounts on offer and manage your policy with the Amica mobile app.
Texas Farm Bureau, headquartered in the city of Waco, is one of the top auto insurance companies in the state for good reason. The company was ranked best in the Texas area for overall customer satisfaction in a US auto insurance study by JD Power in 2021. There are also fewer complaints than expected with state regulators for a company of its size.
Texans can save on their policy with a variety of discounts, including discounts for insuring multiple cars and practicing good driving behavior. You can also easily access your policy and IDs online.
Allstate offers a wide variety of discounts and features, making it one of the top auto insurance companies in Texas. The company also has strong customer satisfaction. In a 2020 JD Power US Auto Claims Satisfaction Study, it performed above average and had fewer than the expected number of customer complaints with government regulators for a company of its size.
Allstate offers two usage-based driving programs. Texans have the option to either pay per mile with Allstate’s Milewise program or earn cashback for safe driving with the Drivewise app.
Farmers is one of the largest auto insurance providers in the state of Texas and one of the best too. That’s because the auto insurance company has a high level of customer satisfaction – it performed above average in a JD Power US Auto Claims Satisfaction Study 2020. Farmers also have fewer complaints than expected with state regulators for a company of its size.
Farmers offers Texas drivers a variety of policy savings, including discounts for multiple vehicles and multiple policies. You can also get a discount for good driving habits by allowing farmers to track your driving behavior with the Signal mobile app.
Geico is not only one of the cheapest companies in Texas, but also one of the best, according to NerdWallet’s interest rate analysis. The company receives fewer customer complaints than other companies of its size and was rated best in a 2020 JD Power US Insurance Shopping Study.
Geico has plenty of discounts to help you save, as well as a robust website and mobile app to help you manage your policy. The company also offers some unique coverages, such as: B. His mechanical breakdown insurance for repairs on a new car. Geico can also offer auto covers for trips to Mexico.
The ease of use and coverage available from Liberty Mutual make it one of the top auto insurers in Texas. You can save by taking advantage of a wide variety of discounts, including a discount for buying your policy online and bundling your policy together. Texans can also get a policy discount by allowing Liberty Mutual to track their journeys through the company’s RightTrack program.
In addition to standard auto insurance, Liberty Mutual offers unique coverage and features such as new vehicle replacement insurance and replacement of genuine parts. For an annual fee of $ 30, you can enroll in the Liberty Mutual Deductible Fund to lower your deductible by $ 100 each year. The company also offers insurance coverage for trips to Mexico. You can also use the mobile app to manage your policy, track claims, and get roadside assistance.
The company was ranked among the best in Texas for overall customer satisfaction in a US auto insurance study by JD Power in 2021.
Progressive’s discounts and coverage offers make it one of the best auto insurance options. In addition to standard auto insurance, Progressive has features such as pet injury protection and a deductible savings bank that lowers your collision and deductible by $ 50 for every insurance period that you do not make a negligence breach or claim. The company also has fewer complaints than expected with state regulators for a company of its size.
Texans can take advantage of Progressive’s various discounts, including a discount for paying your policy in full, insuring multiple cars, or inquiring online. You can also save by allowing Progressives to track your driving behavior via the snapshot program.
Progressive outperformed overall customer satisfaction in Texas in a US auto insurance study by JD Power in 2021.
State Farm is one of the largest auto insurance providers and one of the best in Texas because of its strong customer service and satisfaction. State Farm ranks highest in a JD Power US Insurance Shopping Study 2021 for overall customer satisfaction. There are also fewer complaints than expected for a company of this size.
The company offers a variety of coverage options and ways to save. State Farm, for example, offers rental car and travel expense coverage. Texans can take advantage of discounts to take a defensive driving course or insure multiple cars. If you have good driving habits, you can also save by allowing State Farm to track your driving behavior with the Drive Safe & Save program.
Auto insurances are sold exclusively through State Farm agents. You can find an agent in Texas through the State Farm online portal.
The traveler insurance offering and ease of use make it one of the best insurers in the state. The company also sees fewer complaints from government regulators than expected for a company of its size. In addition to standard auto insurance, the company offers extras like forgiveness and Premier New Car Replacement, which replace a new car if it is totaled within the first five years of ownership.
Travelers offers Texas drivers a variety of savings, such as: B. Discounts for safe driving, paying in full for your policy, or driving a hybrid or electric car. You could also save if you let the company track your driving behavior via the IntelliDrive mobile app.
While policies are only available to the military, veterans and their families, USAA is one of the top companies in Texas because of its high levels of customer satisfaction and coverage. The company offers additional insurance protection such as carpooling insurance and accident forgiveness as well as opportunities to save. Texans could be eligible for discounts for logging low annual mileage or bundling auto insurance with a homeowner’s or renter’s policy. You can manage your policy anytime online or with the USAA Mobile App.
The company was ranked among the top Texas customer satisfaction companies in a 2021 JD Power US Auto Insurance Study.