The top 10 largest auto insurance companies

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    Hundreds of companies sell auto insurance, but can you pinpoint the largest auto insurance companies in the country? When you first think of Allstate, Geico, Progressive, and State Farm, it makes sense: together, these four companies make up over half of the private auto insurance market in the United States

    You’ve probably heard of the other companies that round out the top 10 as well.

    Top 10 largest auto insurance companies by market share

    Direct rewards booked in 2018

    Source: National Association of Insurance Commissioners

    Interesting facts about the largest auto insurance companies

    Larger insurance companies can have advantages over smaller companies, such as: B. Greater financial strength and stability, a broader network of agents and claims adjusters, 24-hour customer service, and better apps and websites.

    But there is more to an insurer than its size. Here you can find additional information on each of the largest auto insurance companies, including the latest available consumer satisfaction ratings from JD Power and consumer complaint data from the National Association of Insurance Commissioners.

    1. State farm

    State Farm, the largest auto insurance company in the country, offers policies nationwide except in Massachusetts and Rhode Island. Insurance coverage is only sold by captive agents, meaning they only sell State Farm products, but you can get a quote and manage policies online. There is also a mobile app that you can use to get quotes, submit claims, and view your insurance card.

    State Farm offers many other types of policies including rental, business, home, boat, SUV, and commercial auto insurance. In some cases, discounts are available for drivers purchasing more than one type of policy.

    State Farm auto insurance at a glance

    JD Power claims satisfaction

    JD Power shopping satisfaction

    Complaints as reported to NAIC

    Average price for a good driver

    2. Geico

    Geico primarily sells auto insurance to customers directly online or over the phone, but agents are available in some states. You can buy and manage policies through the Geico website or mobile app, and voice assistance is available through the app or through Amazon’s Alexa. Guidelines are available in all 50 states and Washington, DC

    In addition to car insurance, Geico offers roof liability insurance and insures motorcycles and off-road vehicles. Auto insurance discounts are available for customers who have other policies, such as B. Buy home insurance from companies that have partnerships with Geico.

    Geico car insurance at a glance

    JD Power claims satisfaction

    JD Power shopping satisfaction

    Complaints as reported to NAIC

    A little less than the median

    Average price for a good driver

    3. Progressive

    Progressive insurance review

    Progressive auto insurance is available in all 50 states and Washington, DC. You can purchase coverage online, by phone, or through an agent, but be careful: prices vary depending on the type of purchase. You can manage your policy with a mobile app and get help from a digital voice assistant via Google Home.

    In addition to auto insurance, Progressive sells umbrella liability policies, commercial auto insurance, and coverage for other vehicles such as boats and snowmobiles. Auto insurance discounts are offered to customers who have other policies, such as B. Take out household insurance with Progressive’s partner companies.

    Progressive car insurance at a glance

    JD Power claims satisfaction

    JD Power shopping satisfaction

    Complaints as reported to NAIC

    A little less than the median

    Average price for a good driver

    4. Allstate

    Allstate sells auto insurance and a wide range of other products through agents in all 50 states and in Washington, DC. You can find an agent or get a quote on the Allstate website; The company’s mobile app allows you to manage your insurance coverage, pay your bill and review claims.

    Discounts are available when you combine your auto insurance with some other Allstate policies. Insurance coverage is available for homeowners, renters, rental companies, boats, businesses, and more.

    Allstate auto insurance at a glance

    JD Power claims satisfaction

    JD Power shopping satisfaction

    Complaints as reported to NAIC

    Average price for a good driver

    5. USAA

    USAA often offers the lowest auto insurance rates among the major companies that NerdWallet compares. However, USAA is only available to active service members, veterans, and their families.

    USAA has online deals and a mobile app for paying bills, filing claims, or downloading insurance cards. In addition to auto insurance, USAA sells life insurance, umbrella policies, and homeowner, tenant and landlord insurance.

    USAA auto insurance at a glance

    JD Power claims satisfaction

    JD Power shopping satisfaction

    Complaints as reported to NAIC

    Average price for a good driver

    6. Liberty Mutual

    Liberty Mutual sells insurance in all 50 states and Washington, DC, and offers deals online and through Amazon’s Alexa virtual assistant. Use the Liberty Mutual mobile app to pay bills, track claims, and get accident and roadside assistance.

    Liberty Mutual’s auto insurance customers can add insurance coverage for vintage or classic cars, off-road and off-road vehicles, mobile homes and trailers. Liberty Mutual also sells a wide range of other insurance policies, including homeowner and tenant policies.

    Liberty Mutual Auto Insurance at a glance

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    JD Power shopping satisfaction

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    Average price for a good driver

    7. Farmers

    Farmers sells auto insurance through agents in every state except Alaska and Hawaii. You can connect with an agent and get a quote on the company’s website. There’s also a mobile app for paying bills, getting a digital insurance ID, and more.

    In some cases, discounts are offered for combining car insurance with other types of coverage. In addition to auto insurance, Farmers sells umbrella, life, homeowner, renter, landlord, business, motorcycle and other insurance.

    Car insurance for farmers at a glance

    JD Power claims satisfaction

    JD Power shopping satisfaction

    Complaints as reported to NAIC

    A little less than the median

    Average price for a good driver

    8. Nationwide

    National auto insurance policies are widespread: they are sold by agents in every state except Alaska, Hawaii, Louisiana, and Massachusetts. You can manage your policy through the company’s website or mobile app, where you can also make claims or request roadside assistance.

    Discounts are available when you combine your auto insurance with some of the other nationwide policies, such as: B. Home, life, condominium, tenant, motorcycle or boat insurance.

    Nationwide car insurance at a glance

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    JD Power shopping satisfaction

    Complaints as reported to NAIC

    Average price for a good driver

    9. Travelers

    Travelers sells auto insurance through agents in 44 states, and you can also buy a policy online. The company’s website and mobile app can be used to pay bills and get help, and you can use Amazon’s Alexa virtual assistant to manage your account.

    Travelers also sells umbrella policies and insurance for homes, condos, boats, renters, landlords, businesses, weddings, and jewelry. In some cases discounts are available when purchasing more than one type of insurance from Travelers.

    Car insurance for travelers at a glance

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    JD Power shopping satisfaction

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    Average price for a good driver

    10. American family

    American Family is the 10th largest auto insurance company in the country, despite having policies in less than half of the US states. Coverage is mainly available in the West and Midwest. You can find an agent and get a quote on the American Family website. There is also a mobile app that you can use to make claims, manage insurance coverage, and get help.

    American Family also sells home, rental and life insurance, umbrella policies, flood protection and more. Discounts are available for bundling some policy types.

    American Family Auto Insurance at a glance

    JD Power claims satisfaction

    JD Power shopping satisfaction

    Complaints as reported to NAIC

    Average price for a good driver

    Comparison of the major auto insurance companies

    Size isn’t the only reason to choose auto insurance. In the ranking of the best auto insurance, NerdWallet also researches customer service and claims satisfaction ratings from JD Power and Consumer Reports, as well as complaint data from the National Association of Insurance Commissioners.

    The largest car insurance companies in the NerdWallet ranking of 24 insurers in 2019. USAA is not eligible for the leaderboard as it is only available to military members, veterans and their families.

    While Nationwide ranks best among the top 10 largest companies, it ranks eighth out of 24 on NerdWallet’s overall analysis – meaning that the top seven places went to smaller insurers.

    Find the best insurance for you

    When purchasing a policy, it is wise to consider a wide range of options, from the largest auto insurance companies in the country to smaller, regional insurers that may be a good fit for you. Take a look at the big picture of customer satisfaction, claims service and price. NerdWallets Comparison tool for motor insurance can help you compare prices.

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