These accounts now cost up to £ 28 / month so take the opportunity to see if you can switch and save
This is how much the accounts cost from October:
- Gold account – £ 14.95 / month. Note that this account was closed to new users in 2013.
- Platinum account – £ 21 / month. This account is still available to new customers at the same price.
- Premier account – £ 28 / month. This account was also closed for new members in 2013.
If you’re dissatisfied with the switch and don’t want to pay the fee, see if you can switch and save by switching to a new bank account. Our top picks currently start at £ 13 / month with Nationwide, which includes family cell phone protection, worldwide family travel insurance (69 years max) and UK and European breakdown insurance for account holders. For more information, check out our guide to the best packaged bank accounts.
If you no longer take advantage of the benefits, you can alternatively consider a normal bank account with no monthly fee. Check out our guide to the best bank accounts for the best tips.
If you’re unhappy with the move, it may also be worth complaining about, although there are no guarantees that you will be able to keep your perks for free. Lloyds says complaints are handled on a case-by-case basis. If you are not satisfied with the response from Lloyds, or if you do not receive one within eight weeks, you can submit your complaint to the free Financial Ombudsman Service, but again there is no guarantee.