Whether you are planning a road trip into the mountains or a jet setting in an exotic location, protecting your finances and personal information while traveling is important. Keep these helpful tips from the Elevations scam team in mind when planning your next trip.
Preparing your trip
- Copy important documents – Make copies of your passport, driver’s license, or other form of identification and take the copies with you on your trip in case you need proof of identity to leave your destination.
- Hold your mail – Return your mail to the US Postal Service. You can do this for up to 30 days during your trip. This prevents mail from piling up or falling into the wrong hands in your absence.
- Schedule payments – Pay bills before your trip or set up automatic payment before you leave. This way, you can avoid logging into accounts with sensitive personal information while you are traveling.
- Make sure devices and apps are updated – Update your devices with available software patches or operating system updates. Updating using your secure internet connection at home is much safer than updating while traveling.
- Share your plans with the family – While it is not advisable to post travel plans on social media or include travel locations and dates in your email response while working away from the office, it is recommended that you let some close family or friends know about your travel plans.
- Minimize – Sort your wallet or purse and bring only what you need for the trip. Remove anything else that you can identify or that could easily be misplaced, such as: B. student IDs, fitness cards or old receipts.
- Inform your financial institution – Check with your credit union or bank to let them know about your trip. This will prevent your charges from being flagged or rejected as suspicious activity.
While you’re on the go
- Avoid using public WiFi – It is tempting to use public wifi, but be careful. Hackers also use public Wi-Fi to access and steal personal information such as credit card information and social security numbers. One option to protect your data while using public WiFi is to use a virtual private network (VPN) that encrypts your web browser data.
- Use credit cards – Use your credit cards instead of cash or debit cards whenever possible. If your wallet is stolen, your debit cards may offer less protection and dealing with fraudulent charges may be less of a burden on your credit card. Also, by using a credit card, you can avoid having to carry a lot of cash with you.
- Safe in cash – If you need to withdraw cash while traveling, use your debit card – using credit cards to withdraw cash is usually associated with higher fees. Only use reputable ATMs from financial institutions that you know. If you are an Elevations member, you can use our branch finder to find a map of the ATMs and branches of the credit union CO-OP.
- Separate and hide cards and cash – Avoid keeping all of your money and cards in your wallet or purse. By dissolving them and keeping them in different locations, you minimize your chances of someone stealing all of your money and cards at the same time.
Enjoy your trip and feel safe knowing that you will take steps to protect your identity and finances during your trip.
Concerned your Elevations Credit Union Account could be at risk? Send an email to our fraud team at Fraudmanagement@elevationscu.com.
Concerned that your Elevations credit or debit card could be compromised? Please report it as soon as possible. To report fraud or dispute a transaction, please call 888.346.4412.