What’s your next big purchase? What kind of thing is that that you really want?
Is it a new phone A new car? A used car? A costume? Expensive shoes? A laptop?
Or wait, let’s guess: you’re planning a big trip, aren’t you? After a year of COVID, you’re thinking about your next big vacation.
Whatever your next big challenge, you should start saving for it now. The more proactively you save for it, the sooner you’ll get what you want.
Here are five tips to get there faster:
1. See if you can get more money from this company
Here’s the deal: if you don’t use Aspiration’s debit card, you’re missing out on extra cash. And you will need extra cash for your luxuries.
Try a debit card called Aspiration, which can get you up to 5% back on every swipe.
Do you need to buy groceries? Extra money.
Do you need to fill up the tank? Bam. More cash.
You wanted to buy these things anyway – why not get that extra cash with them?
Enter your email address here and link your bank account to see how much extra cash you can get with your free Aspiration account. And don’t worry. Your money is FDIC insured and under military encryption. This is nerd talk for “that’s perfectly safe”.
2. Add $ 225 to your wallet just to see the news
Every little bit helps. Here’s one way to make a little extra money:
It was a historic time for news and we are all constantly updating ourselves with the latest updates. You probably know more than one news junkie who introduces himself as a respiratory disease expert or a political mastermind.
And research companies want to pay you to keep watching. You can pocket up to $ 225 a month by signing up for a free account with InboxDollars. Each day they present you short news clips that you can choose from and then ask you a few questions about them.
All you have to do is answer honestly and InboxDollars will continue to pay you every month. That may sound too good to be true, but it has already paid its users more than $ 56 million.
It takes about a minute to sign up and get paid to see the news.
3. Get paid every time you buy groceries
Here’s another example of how every little bit helps you get closer to your goal.
A free app called Fetch Rewards rewards you with gift cards just for buying toilet paper and 250+ other items in the grocery store.
Here’s how it works: after you’ve downloaded the app, simply snap a photo of your receipt showing that you purchased an item from one of the brands listed on Fetch. Receive gift cards for your efforts to places like Amazon or Walmart.
You can download the free Fetch Rewards app here for free gift cards. Over a million people already have, so they have to be into something.
4. Stop paying your credit card company
Credit card debt is the most expensive type of debt, and it is precisely by ripping you off with high interest rates that your credit card company gets rich. However, a website called AmOne can help you fight back.
If you owe your credit card company $ 50,000 or less, AmOne compares you to a low-interest loan that can be used to pay back every single one of your balances.
The advantage? You have to pay an invoice every month. And because personal loans have lower interest rates (AmOne rates start at 3.49% APR), you will no longer have any debt The much faster. Plus: No credit card payments this month.
AmOne keeps your information confidential and secure, which is why after 20 years in business it probably still has an A + rating from the Better Business Bureau.
It takes two minutes to see if you qualify for up to $ 50,000 online. You need to give AmOne a real phone number to qualify, but don’t worry – they won’t spam you with phone calls.
5. Find out if you are paying too much
Wouldn’t it be nice if you received a notification when shopping online at Target and were about to overpay?
This is exactly what this free service does.
Just add it to your browser for free, and before you check out, it will check other sites including Walmart, eBay, and others to see if your item is available for a cheaper price. Plus, you can get coupon codes, set up price drop notifications, and even view the item’s price history.
For example, let’s say you buy a new TV and assume you’ve found the best price. Here you will get a pop-up window letting you know if this particular TV is available elsewhere for a cheaper price. If coupon codes are available, they will be automatically applied to your order.
Last year it saved people $ 160 million.
You can get started with just a few clicks to see if you are overpaying online.
Mike Brassfield ([email protected]) is a senior writer at The Penny Hoarder. You better think he’s thinking about his next big purchase.
* Capital One Shopping will compensate us if you receive the extension through the links provided.