In our digitally advanced world, money orders and physical checks are slowly becoming a thing of the past. Many people no longer even have cash on them and instead choose to buy most things with a card or PayPal instead.
However, sometimes a money order is needed for things like rent or large purchases that are reported to your bank as suspicious or fraudulent activity even when it isn’t. Use money orders as a secure alternative to cash and personal checks when sending money by mail.
So if you need one, where can you buy money orders and how much do they cost?
Where can I get a money order near me?
If you want a money order near you, these locations are nationwide and you won’t be asking, “Where can you get a money order near me?”
|7-eleven||$ 1 – $ 5||$ 1,000|
|Fifth Third Bank||$ 1.25||$ 1,500|
|Kroger (King Soopers, City Market)||$ 0.65||$ 1,000|
|Meijer||$ 0.65||$ 500|
|MoneyGram||$ 0.70||$ 1,000|
|Regions Bank||$ 1.00||$ 1,000|
|Safeway||$ 0.59||$ 500|
|Santander Bank||$ 5.00||$ 1,000|
|TD Bank||$ 5.00||$ 1,000|
|USPS||$ 1.25 / $ 1.65||$ 500 / $ 1,000|
|USPS International||$ 4.50||$ 700|
|Walmart||$ 0.70||$ 1,000|
|Western Union||$ 1.00||$ 1,000|
1. United States Postal Service
USPS is one of the safest places to get a money order as it is a government regulated place.
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US Postal Service money orders are affordable, widely accepted, and never expire.
Your money order slip will help you track your payment and provide proof of value in the event the money order is lost, stolen, or damaged.
You can use them to purchase money orders up to $ 1,000 and pay for them with cash, debit cards, or travelers checks.
It costs $ 1.30 for money orders from $ 0.01 to $ 500.00 and $ 1.75 for money orders from $ 500.01 to $ 1,000.
Your money orders are expensive, but you can be sure that your money is safe with them.
You can find a post office near you here: https://tools.usps.com/find-location.htm
Your local CVS should have a MoneyGram machine that you can use to send, receive, and pay bills.
MoneyGram is great at helping you take care of life’s many situations:
At CVS, they only charge $ 1.25 per money order, and you can receive money orders up to $ 500.00 for that fee.
If you need a larger amount, you can purchase multiple money orders for the same price.
To purchase a money order from CVS, you must present government-issued photo identification and pay the cashier in cash.
You can find your local CVS pharmacy using the locator tool: https://www.cvs.com/store-locator/landing
All Walmart locations also have MoneyGram machines, a company that provides money orders, as we discussed earlier.
You can purchase MoneyGram money orders at any Walmart Supercenter or local market from Customer Service or Money Service Center.
You must pay the money order amount and money order fee (maximum fee of $ 1, exact fees vary by location) and can be paid with cash or a debit card.
Valid government-issued photo identification is required for purchases over $ 1,000.
Getting a money order from Walmart will only cost you $ 0.70 per money order with values up to $ 1,000, which is very competitive. In comparison, the U.S. Postal Service charges $ 1.20 for money orders up to $ 500 and $ 1.60 for money orders between $ 500 and $ 1,000.
The money order slip / receipt should be kept for your records as proof of purchase. The number on the stub / receipt is required if you need to contact MoneyGram about your money order.
Walmart will also cash in MoneyGram money orders and check cashing fees may apply.
Most cities have at least one Walmart that may be closer to you than you think: https://www.walmart.com/store/finder
4. Your local bank
Most banking institutions like Bank of America, Chase, TD Ameritrade, Wells Fargo, or Capital One sell money orders, but at a high price of around $ 5.00, $ 10, or 10% of the total amount of the money order.
These are typically valued at up to $ 1,000 each. If you’re lucky, they may even waive this $ 5.00 fee for you.
5. Your local gas station
Most gas stations, such as 7-11, Chevron, and smaller family-owned towns, have MoneyGram machines.
They charge between $ 1.00 and $ 2.00 for their services and typically allow values up to $ 1,000.
You might be able to use a debit card for these purchases depending on where you are going, but some locations might only allow cash. Do some research before you borrow, just in case!
Kroger has around 2,700 locations and is equipped with Western Union machines.
They also sell cheap money orders up to $ 1,000. If you have a larger amount, you can just buy another money order. Fees start at 69 cents per money order (if using your buyer’s card).
You can find the nearest Kroger location here: https://www.kroger.com/stores/search
7. Check Cashing Companies
Most check cashing companies offer money orders.
Their fees vary, as do their values. Just find one in your area and check with them for money instructions.
Publix is one of the cheapest places to get a money order compared to other grocery stores.
This grocery chain won’t pay out your money order, but will sell you one for less than $ 1 in all locations (except GreenWise Market stores).
You can also cash personal checks under $ 75 or paychecks under $ 500 here.
You can find the nearest Publix location: https://www.publix.com/locations
Meijer has Western Union ATMs at its locations that sell money orders up to $ 500 for 65 cents per money order.
If you need more than $ 500, you can just buy another money order. However, you cannot redeem money orders at any of its locations.
You can find the nearest Meijer location here: https://www.meijer.com/shop/en/store-finder
How do I know if a money order I receive is legitimate?
Similar to a check, make sure that all of the information on your money order is correct before submitting it. Incorrect or incorrect information can lead to a waste of money. Be careful with your money.
How do I buy a money order?
You can purchase a money order at USPS locations, at your local gas station, or at a local grocery store with cash or a debit or credit card. Money orders typically have a limit of $ 500 or $ 1,000. So if you need more you will need to buy additional money orders.
How can I cash domestic money orders?
Domestic money orders never expire and there is no interest. Money orders will be cashed for the exact amount on the order.
You can redeem a USPS money order at a post office for free. You can also redeem them at most banks and some stores. Rural transport companies can cash money orders if they have enough money.
How does a money order work?
Money orders are different from personal checks in that they provide a guaranteed form of payment and cannot be withdrawn like a check. Also, with money orders, you can specify who can redeem them to keep them safe.
The bottom line
Using money orders to pay for rent, your utilities, or other bills is helpful because you literally have proof of payment.
This is a good reason to pay someone with money orders as it is trackable.
If you want a money order near you, these locations are nationwide and you won’t wonder where to get a money order or money orders near me.
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