With SeedFi, you get the money you need with no payday loans

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    If you’re like most of us you know what it’s like to live from paycheck to paycheck. You do your best to get the most of your money, but the unexpected inevitably happens. Perhaps your car breaks down or you need to have a device repaired. Maybe you’re just a little short this month.

    But you have to pay bills. What are your options? For many people, it’s a payday loan with sky-high interest rates that just lock you in a debt cycle.

    Fortunately, there is a better way to get the money you need without taking out a payday loan. A Company called SeedFi offers low-interest, longer-term loans that keep your payments low and give you time to catch up.

    Even better, they can help you move forward while building an emergency savings fund so you are better prepared next time.

    How To Get The Money You Need Without Payday Loans

    If you’ve been thinking about the idea of ​​a payday loan, it’s likely because you don’t have many options to get in money quickly.

    But if you are looking for the money you need now – and break the vicious circle of the payday loan – SeedFis Borrow & Grow Plan¹ is a great option. SeedFi’s APR is typically between 14.99% and 29.99%, which is comparable to high quality loans that you are usually not eligible for. Compare that to personal loans, which charge up to 400% APR.

    How you are equipped for future success with this loan

    Not only does SeedFi get you the money you need, ASAP – and for less – it will set you up for future success too.

    This is how it works:

    SeedFi offers a special type of loan. They borrow what you need now plus a little extra to use later. You will be securing the extra money in a SeedFi savings account and once you have paid back your loan you can keep it. If you repay your loan on time each month, your payments will be reported to the major credit bureaus so you can even build your credit in the process.

    A $ 3,000 borrowing might look something like this: $ 3,000 goes to your checking account and $ 1,500 is held in a savings account until you pay off all of the loan. In this example, you would pay $ 80 every two weeks for 34 months at 19.99% APR. After that, you’ve already built up $ 1,500 in emergency savings.

    SeedFi offers a long-term solution with a healthy amount of money in your emergency savings account. Are you ready to break the debt cycle and stop living from paycheck to paycheck?

    Answer a few quick questions here to see if you qualify for a Borrow & Grow plan.

    ¹Borrow & Grow Plan First Time Borrower Loans range from $ 1,200 to $ 7,000, with $ 300 to $ 4,000 available immediately and the remainder of the loan locked in a savings account until you pay it back in full. The repayment periods range from 8 months to 44 months and the effective annual interest rate ranges from 6.95% to 29.99%. The prices and conditions shown are subject to change without notice. Your current APR and other credit terms will be displayed as part of the online application process.

    ² For a typical Borrow & Grow plan where the consumer now calls $ 3,000 in cash and puts in $ 1,500 in savings, the amount funded is $ 4,500, APR 19.99%, the borrowing fee is $ 1,417, and the total is $ 4,500 Payments $ 5,917, the payment schedule would include 73 biweekly payments of $ 80 and one final payment of $ 77, and the payment schedule would span 34 months.


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